Smart enhancements to provide even better protection for your clients

Building on the suite of product and pricing initiatives launched earlier this year, AXA’s individual insurance solution upgrade for October 2008 features a range of smart enhancements to help you provide your clients with even better protection.

Faster proccessing
As part of an ongoing commitment to ensuring wherever possible we avoid delays in new business processing, we will save you time by automatically converting quote options across when you update to the new version of the PQT. We are also making it mandatory to enter your adviser number, ensuring a necessary but commonly missed field is always completed.

You can now also access an electronic interim insurance cover certificate, meaning your clients can see immediate results when entering into cover.

Key changes (Effective 27 October 2008)

• Income insurance now available through superannuation
  Income insurance is available as a plan through superannuation, with the same premium structure as the Income Insurance Plan.
• Individual insurance plans streamlined and simplified
  Adviser feedback highlighted the need to reduce complexity of additional options available via AXA’s individual insurance plans. Popular income and trauma insurance options will therefore be incorporated into stand-alone plans, offering the features and benefits of the comprehensive plans with additional protection. Premiums have not been affected.
• Miners’ maximum income insurance benefit increased
  The maximum monthly benefit for miners classified occupation C, has increased to $10,000. This is for both agreed and indemnity plans1.
• Enhanced angioplasty definition
  Clients can claim a benefit for more than one angioplasty procedure, provided they meet the required conditions. Premium rates remain unchanged.
• Business expenses insurance now includes partial disability benefit
  Business expenses insurance clients can enjoy the greater protection of a new partial disability benefit if sickness or injury leaves them unable to work to full capacity. Premium rates remain unchanged.